{"id":92,"date":"2026-04-09T15:04:47","date_gmt":"2026-04-09T06:04:47","guid":{"rendered":"https:\/\/shimaken.com\/golden\/92\/"},"modified":"2026-04-09T15:04:47","modified_gmt":"2026-04-09T06:04:47","slug":"ideco%ef%bc%88%e5%80%8b%e4%ba%ba%e5%9e%8b%e7%a2%ba%e5%ae%9a%e6%8b%a0%e5%87%ba%e5%b9%b4%e9%87%91%ef%bc%89%e3%81%ae%e4%bb%95%e7%b5%84%e3%81%bf%e3%81%a8%e7%af%80%e7%a8%8e%e5%8a%b9%e6%9e%9c%e3%82%92","status":"publish","type":"post","link":"https:\/\/shimaken.com\/golden\/92\/","title":{"rendered":"iDeCo\uff08\u500b\u4eba\u578b\u78ba\u5b9a\u62e0\u51fa\u5e74\u91d1\uff09\u306e\u4ed5\u7d44\u307f\u3068\u7bc0\u7a0e\u52b9\u679c\u3092\u5206\u304b\u308a\u3084\u3059\u304f\u89e3\u8aac"},"content":{"rendered":"<p>\u3053\u3093\u306b\u3061\u306f\u3001\u30b4\u30fc\u30eb\u30c7\u30f3\u6559\u6388\u3067\u3059\u3002\u4eca\u65e5\u306f\u300ciDeCo\uff08\u30a4\u30c7\u30b3\uff09\u300d\u306b\u3064\u3044\u3066\u3001\u3057\u3063\u304b\u308a\u3068\u7406\u89e3\u3057\u3066\u3044\u305f\u3060\u3051\u308b\u3088\u3046\u8a73\u3057\u304f\u89e3\u8aac\u3057\u3066\u3044\u304d\u307e\u3059\u3002<\/p>\n<p>iDeCo\u306f\u8001\u5f8c\u8cc7\u91d1\u4f5c\u308a\u306e\u5f37\u3044\u5473\u65b9\u3068\u3057\u3066\u6ce8\u76ee\u3055\u308c\u3066\u3044\u307e\u3059\u304c\u3001\u300c\u4ed5\u7d44\u307f\u304c\u8907\u96d1\u3067\u3088\u304f\u5206\u304b\u3089\u306a\u3044\u300d\u3068\u3044\u3046\u58f0\u3082\u3088\u304f\u805e\u304d\u307e\u3059\u3002\u3067\u3082\u5927\u4e08\u592b\u3067\u3059\u3002\u4e00\u3064\u3072\u3068\u3064\u4e01\u5be7\u306b\u898b\u3066\u3044\u3051\u3070\u3001\u304d\u3063\u3068\u7406\u89e3\u3067\u304d\u308b\u306f\u305a\u3067\u3059\u3002<\/p>\n<h2>iDeCo\u3068\u306f\u4f55\u304b\uff1f\u57fa\u672c\u7684\u306a\u4ed5\u7d44\u307f\u3092\u7406\u89e3\u3057\u3088\u3046<\/h2>\n<p>iDeCo\uff08\u500b\u4eba\u578b\u78ba\u5b9a\u62e0\u51fa\u5e74\u91d1\uff09\u306f\u3001\u56fd\u304c\u7528\u610f\u3057\u305f\u79c1\u7684\u5e74\u91d1\u5236\u5ea6\u306e\u4e00\u3064\u3067\u3059\u3002\u7c21\u5358\u306b\u8a00\u3048\u3070\u300c\u81ea\u5206\u3067\u4f5c\u308b\u5e74\u91d1\u300d\u306e\u3053\u3068\u3067\u3001\u6bce\u6708\u4e00\u5b9a\u984d\u3092\u7a4d\u307f\u7acb\u3066\u3066\u3001\u305d\u306e\u8cc7\u91d1\u3092\u904b\u7528\u3057\u306a\u304c\u3089\u8001\u5f8c\u306b\u5099\u3048\u308b\u5236\u5ea6\u3067\u3059\u3002<\/p>\n<p>\u5f93\u6765\u306e\u5e74\u91d1\u5236\u5ea6\u3068\u306e\u5927\u304d\u306a\u9055\u3044\u306f\u3001<strong>\u81ea\u5206\u3067\u904b\u7528\u5546\u54c1\u3092\u9078\u3079\u308b<\/strong>\u3053\u3068\u3068\u3001<strong>\u7a0e\u5236\u4e0a\u306e\u512a\u9047\u63aa\u7f6e\u304c\u975e\u5e38\u306b\u624b\u539a\u3044<\/strong>\u3053\u3068\u3067\u3059\u3002\u307e\u3055\u306b\u56fd\u304c\u300c\u8001\u5f8c\u8cc7\u91d1\u306f\u81ea\u5206\u3067\u3082\u6e96\u5099\u3057\u3066\u304f\u3060\u3055\u3044\u306d\u300d\u3068\u8a00\u3044\u306a\u304c\u3089\u3001\u7a0e\u91d1\u9762\u3067\u5927\u304d\u304f\u30b5\u30dd\u30fc\u30c8\u3057\u3066\u304f\u308c\u308b\u5236\u5ea6\u306a\u306e\u3067\u3059\u3002<\/p>\n<h3>iDeCo\u306e3\u3064\u306e\u7279\u5fb4<\/h3>\n<ul>\n<li><strong>\u639b\u91d1\u306e\u62e0\u51fa\u6642<\/strong>\uff1a\u6240\u5f97\u63a7\u9664\u306b\u3088\u308a\u7a0e\u8ca0\u62c5\u304c\u8efd\u6e1b\u3055\u308c\u308b<\/li>\n<li><strong>\u904b\u7528\u6642<\/strong>\uff1a\u904b\u7528\u76ca\u304c\u975e\u8ab2\u7a0e\u306b\u306a\u308b<\/li>\n<li><strong>\u53d7\u7d66\u6642<\/strong>\uff1a\u9000\u8077\u6240\u5f97\u63a7\u9664\u3084\u516c\u7684\u5e74\u91d1\u7b49\u63a7\u9664\u304c\u9069\u7528\u3055\u308c\u308b<\/li>\n<\/ul>\n<p>\u3053\u306e3\u6bb5\u968e\u3059\u3079\u3066\u3067\u7a0e\u5236\u512a\u9047\u304c\u3042\u308b\u305f\u3081\u3001\u300c3\u968e\u5efa\u3066\u306e\u7a0e\u5236\u512a\u9047\u300d\u3068\u547c\u3070\u308c\u308b\u3053\u3068\u3082\u3042\u308a\u307e\u3059\u3002<\/p>\n<h2>iDeCo\u306e\u52a0\u5165\u6761\u4ef6\u3068\u62e0\u51fa\u9650\u5ea6\u984d<\/h2>\n<p>iDeCo\u306f\u57fa\u672c\u7684\u306b20\u6b73\u4ee5\u4e0a65\u6b73\u672a\u6e80\u306e\u65b9\u306a\u3089\u52a0\u5165\u3067\u304d\u307e\u3059\u304c\u3001\u8077\u696d\u3084\u52a0\u5165\u3057\u3066\u3044\u308b\u5e74\u91d1\u5236\u5ea6\u306b\u3088\u3063\u3066\u62e0\u51fa\u9650\u5ea6\u984d\u304c\u6c7a\u307e\u3063\u3066\u3044\u307e\u3059\u3002<\/p>\n<table>\n<tr>\n<th>\u52a0\u5165\u8005\u533a\u5206<\/th>\n<th>\u6708\u984d\u62e0\u51fa\u9650\u5ea6\u984d<\/th>\n<th>\u5e74\u984d\u62e0\u51fa\u9650\u5ea6\u984d<\/th>\n<\/tr>\n<tr>\n<td>\u81ea\u55b6\u696d\u8005\u7b49\uff08\u7b2c1\u53f7\u88ab\u4fdd\u967a\u8005\uff09<\/td>\n<td>68,000\u5186<\/td>\n<td>816,000\u5186<\/td>\n<\/tr>\n<tr>\n<td>\u4f1a\u793e\u54e1\uff08\u4f01\u696d\u5e74\u91d1\u306a\u3057\uff09<\/td>\n<td>23,000\u5186<\/td>\n<td>276,000\u5186<\/td>\n<\/tr>\n<tr>\n<td>\u4f1a\u793e\u54e1\uff08\u4f01\u696d\u578bDC\u3042\u308a\uff09<\/td>\n<td>20,000\u5186<\/td>\n<td>240,000\u5186<\/td>\n<\/tr>\n<tr>\n<td>\u4f1a\u793e\u54e1\uff08DB\u7b49\u3042\u308a\uff09<\/td>\n<td>12,000\u5186<\/td>\n<td>144,000\u5186<\/td>\n<\/tr>\n<tr>\n<td>\u516c\u52d9\u54e1<\/td>\n<td>12,000\u5186<\/td>\n<td>144,000\u5186<\/td>\n<\/tr>\n<tr>\n<td>\u5c02\u696d\u4e3b\u5a66\uff08\u592b\uff09\u7b49\uff08\u7b2c3\u53f7\u88ab\u4fdd\u967a\u8005\uff09<\/td>\n<td>23,000\u5186<\/td>\n<td>276,000\u5186<\/td>\n<\/tr>\n<\/table>\n<p>\u79c1\u306e\u77e5\u4eba\u3067\u81ea\u55b6\u696d\u3092\u3057\u3066\u3044\u308b\u7530\u4e2d\u3055\u3093\uff08\u4eee\u540d\uff09\u306f\u3001\u300c\u56fd\u6c11\u5e74\u91d1\u3060\u3051\u3067\u306f\u8001\u5f8c\u304c\u5fc3\u914d\u300d\u3068\u3044\u3046\u3053\u3068\u3067\u3001\u6708\u984d5\u4e07\u5186\u3092iDeCo\u306b\u62e0\u51fa\u3057\u3066\u3044\u307e\u3059\u3002\u81ea\u55b6\u696d\u8005\u306f\u62e0\u51fa\u9650\u5ea6\u984d\u304c\u9ad8\u3044\u306e\u3067\u3001\u3057\u3063\u304b\u308a\u3068\u8001\u5f8c\u8cc7\u91d1\u3092\u6e96\u5099\u3067\u304d\u308b\u306e\u304c\u9b45\u529b\u7684\u3067\u3059\u306d\u3002<\/p>\n<h2>iDeCo\u306e3\u3064\u306e\u7a0e\u5236\u512a\u9047\u3092\u8a73\u3057\u304f\u89e3\u8aac<\/h2>\n<h3>\u2460\u62e0\u51fa\u6642\u306e\u6240\u5f97\u63a7\u9664\u52b9\u679c<\/h3>\n<p>iDeCo\u306e\u6700\u3082\u5206\u304b\u308a\u3084\u3059\u3044\u30e1\u30ea\u30c3\u30c8\u304c\u3001\u62e0\u51fa\u3057\u305f\u91d1\u984d\u304c\u305d\u306e\u307e\u307e\u6240\u5f97\u63a7\u9664\u306b\u306a\u308b\u3053\u3068\u3067\u3059\u3002\u3064\u307e\u308a\u3001iDeCo\u306b\u62e0\u51fa\u3057\u305f\u5206\u3060\u3051\u6240\u5f97\u7a0e\u3068\u4f4f\u6c11\u7a0e\u304c\u5b89\u304f\u306a\u308a\u307e\u3059\u3002<\/p>\n<p><strong>\u5177\u4f53\u4f8b\uff1a\u5e74\u53ce500\u4e07\u5186\u306e\u4f1a\u793e\u54e1\u306e\u5834\u5408<\/strong><\/p>\n<p>\u6708\u984d2\u4e07\u5186\uff08\u5e74\u984d24\u4e07\u5186\uff09\u3092iDeCo\u306b\u62e0\u51fa\u3057\u305f\u5834\u5408\uff1a<\/p>\n<ul>\n<li>\u6240\u5f97\u7a0e\u7387\uff1a20%\uff08195\u4e07\u5186\u8d85330\u4e07\u5186\u4ee5\u4e0b\u306e\u7a0e\u7387\uff09<\/li>\n<li>\u4f4f\u6c11\u7a0e\u7387\uff1a10%<\/li>\n<li>\u5408\u8a08\u7a0e\u7387\uff1a30%<\/li>\n<\/ul>\n<p>\u7bc0\u7a0e\u52b9\u679c\uff1a24\u4e07\u5186 \u00d7 30% = <strong>7\u4e072\u5343\u5186<\/strong><\/p>\n<p>\u3064\u307e\u308a\u300124\u4e07\u5186\u62e0\u51fa\u3057\u30667\u4e072\u5343\u5186\u306e\u7bc0\u7a0e\u52b9\u679c\u304c\u3042\u308b\u3068\u3044\u3046\u3053\u3068\u306f\u3001\u5b9f\u8cea\u7684\u306a\u8ca0\u62c5\u984d\u306f16\u4e078\u5343\u5186\u306b\u306a\u308a\u307e\u3059\u3002\u3053\u308c\u306f\u975e\u5e38\u306b\u5927\u304d\u306a\u52b9\u679c\u3067\u3059\u306d\u3002<\/p>\n<h3>\u2461\u904b\u7528\u6642\u306e\u975e\u8ab2\u7a0e\u52b9\u679c<\/h3>\n<p>\u901a\u5e38\u3001\u6295\u8cc7\u3067\u5f97\u305f\u5229\u76ca\u306b\u306f\u7d0420%\u306e\u7a0e\u91d1\u304c\u304b\u304b\u308a\u307e\u3059\u304c\u3001iDeCo\u3067\u306f\u904b\u7528\u76ca\u304c\u975e\u8ab2\u7a0e\u306b\u306a\u308a\u307e\u3059\u3002<\/p>\n<p><strong>\u904b\u7528\u76ca\u975e\u8ab2\u7a0e\u306e\u5a01\u529b\u3092\u30b7\u30df\u30e5\u30ec\u30fc\u30b7\u30e7\u30f3<\/strong><\/p>\n<p>\u6708\u984d2\u4e07\u5186\u309230\u5e74\u9593\u3001\u5e74\u52293%\u3067\u904b\u7528\u3057\u305f\u5834\u5408\uff1a<\/p>\n<ul>\n<li>\u62e0\u51fa\u5143\u672c\uff1a720\u4e07\u5186\uff082\u4e07\u5186 \u00d7 12\u304b\u6708 \u00d7 30\u5e74\uff09<\/li>\n<li>\u904b\u7528\u5f8c\u8cc7\u7523\uff1a\u7d041,164\u4e07\u5186<\/li>\n<li>\u904b\u7528\u76ca\uff1a\u7d04444\u4e07\u5186<\/li>\n<\/ul>\n<p>\u3082\u3057\u3053\u308c\u304c\u8ab2\u7a0e\u53e3\u5ea7\u3060\u3063\u305f\u5834\u5408\u3001444\u4e07\u5186\u306e\u904b\u7528\u76ca\u306b\u5bfe\u3057\u3066\u7d0489\u4e07\u5186\u306e\u7a0e\u91d1\u304c\u304b\u304b\u308a\u307e\u3059\u3002iDeCo\u306a\u3089\u3001\u3053\u306e89\u4e07\u5186\u304c\u7bc0\u7a0e\u3067\u304d\u308b\u3068\u3044\u3046\u3053\u3068\u3067\u3059\u3002<\/p>\n<h3>\u2462\u53d7\u7d66\u6642\u306e\u7a0e\u5236\u512a\u9047<\/h3>\n<p>iDeCo\u306e\u8cc7\u7523\u3092\u53d7\u3051\u53d6\u308b\u969b\u3082\u7a0e\u5236\u512a\u9047\u304c\u3042\u308a\u307e\u3059\u3002\u53d7\u3051\u53d6\u308a\u65b9\u6cd5\u306f2\u3064\u3042\u308a\u307e\u3059\u3002<\/p>\n<ul>\n<li><strong>\u4e00\u6642\u91d1\u3068\u3057\u3066\u53d7\u3051\u53d6\u308b\u5834\u5408<\/strong>\uff1a\u9000\u8077\u6240\u5f97\u63a7\u9664\u304c\u9069\u7528\u3055\u308c\u308b<\/li>\n<li><strong>\u5e74\u91d1\u3068\u3057\u3066\u53d7\u3051\u53d6\u308b\u5834\u5408<\/strong>\uff1a\u516c\u7684\u5e74\u91d1\u7b49\u63a7\u9664\u304c\u9069\u7528\u3055\u308c\u308b<\/li>\n<\/ul>\n<p>\u9000\u8077\u6240\u5f97\u63a7\u9664\u306e\u8a08\u7b97\u5f0f\uff1a<\/p>\n<ul>\n<li>\u52a0\u5165\u671f\u959320\u5e74\u4ee5\u4e0b\uff1a40\u4e07\u5186 \u00d7 \u52a0\u5165\u5e74\u6570<\/li>\n<li>\u52a0\u5165\u671f\u959320\u5e74\u8d85\uff1a800\u4e07\u5186 + 70\u4e07\u5186 \u00d7 (\u52a0\u5165\u5e74\u6570 &#8211; 20\u5e74)<\/li>\n<\/ul>\n<h2>\u8077\u696d\u5225iDeCo\u6d3b\u7528\u30b7\u30df\u30e5\u30ec\u30fc\u30b7\u30e7\u30f3<\/h2>\n<h3>\u30b1\u30fc\u30b91\uff1a\u4f1a\u793e\u54e1A\u3055\u3093\uff08\u5e74\u53ce400\u4e07\u5186\uff09<\/h3>\n<p>A\u3055\u3093\u306e\u6761\u4ef6\uff1a<\/p>\n<ul>\n<li>\u5e74\u53ce\uff1a400\u4e07\u5186<\/li>\n<li>\u5e74\u9f62\uff1a30\u6b73<\/li>\n<li>\u62e0\u51fa\u984d\uff1a\u6708\u984d2\u4e07\u5186<\/li>\n<li>\u904b\u7528\u671f\u9593\uff1a35\u5e74<\/li>\n<li>\u60f3\u5b9a\u904b\u7528\u5229\u56de\u308a\uff1a3%<\/li>\n<\/ul>\n<p><strong>\u5e74\u9593\u7bc0\u7a0e\u52b9\u679c<\/strong><\/p>\n<ul>\n<li>\u62e0\u51fa\u984d\uff1a24\u4e07\u5186<\/li>\n<li>\u6240\u5f97\u7a0e\u7387\uff1a10%<\/li>\n<li>\u4f4f\u6c11\u7a0e\u7387\uff1a10%<\/li>\n<li>\u5e74\u9593\u7bc0\u7a0e\u984d\uff1a24\u4e07\u5186 \u00d7 20% = 4\u4e078\u5343\u5186<\/li>\n<\/ul>\n<p><strong>35\u5e74\u5f8c\u306e\u8cc7\u7523<\/strong><\/p>\n<ul>\n<li>\u62e0\u51fa\u5143\u672c\uff1a840\u4e07\u5186<\/li>\n<li>\u904b\u7528\u5f8c\u8cc7\u7523\uff1a\u7d041,373\u4e07\u5186<\/li>\n<li>\u904b\u7528\u76ca\uff1a\u7d04533\u4e07\u5186\uff08\u975e\u8ab2\u7a0e\uff09<\/li>\n<\/ul>\n<p><strong>35\u5e74\u9593\u306e\u7dcf\u7bc0\u7a0e\u52b9\u679c<\/strong><\/p>\n<ul>\n<li>\u62e0\u51fa\u6642\u7bc0\u7a0e\uff1a4\u4e078\u5343\u5186 \u00d7 35\u5e74 = 168\u4e07\u5186<\/li>\n<li>\u904b\u7528\u76ca\u975e\u8ab2\u7a0e\u52b9\u679c\uff1a\u7d04107\u4e07\u5186<\/li>\n<li>\u5408\u8a08\u7bc0\u7a0e\u52b9\u679c\uff1a\u7d04275\u4e07\u5186<\/li>\n<\/ul>\n<h3>\u30b1\u30fc\u30b92\uff1a\u81ea\u55b6\u696d\u8005B\u3055\u3093\uff08\u5e74\u53ce600\u4e07\u5186\uff09<\/h3>\n<p>B\u3055\u3093\u306e\u6761\u4ef6\uff1a<\/p>\n<ul>\n<li>\u5e74\u53ce\uff1a600\u4e07\u5186<\/li>\n<li>\u5e74\u9f62\uff1a35\u6b73<\/li>\n<li>\u62e0\u51fa\u984d\uff1a\u6708\u984d5\u4e07\u5186<\/li>\n<li>\u904b\u7528\u671f\u9593\uff1a30\u5e74<\/li>\n<li>\u60f3\u5b9a\u904b\u7528\u5229\u56de\u308a\uff1a3%<\/li>\n<\/ul>\n<p><strong>\u5e74\u9593\u7bc0\u7a0e\u52b9\u679c<\/strong><\/p>\n<ul>\n<li>\u62e0\u51fa\u984d\uff1a60\u4e07\u5186<\/li>\n<li>\u6240\u5f97\u7a0e\u7387\uff1a20%<\/li>\n<li>\u4f4f\u6c11\u7a0e\u7387\uff1a10%<\/li>\n<li>\u5e74\u9593\u7bc0\u7a0e\u984d\uff1a60\u4e07\u5186 \u00d7 30% = 18\u4e07\u5186<\/li>\n<\/ul>\n<p><strong>30\u5e74\u5f8c\u306e\u8cc7\u7523<\/strong><\/p>\n<ul>\n<li>\u62e0\u51fa\u5143\u672c\uff1a1,800\u4e07\u5186<\/li>\n<li>\u904b\u7528\u5f8c\u8cc7\u7523\uff1a\u7d042,913\u4e07\u5186<\/li>\n<li>\u904b\u7528\u76ca\uff1a\u7d041,113\u4e07\u5186\uff08\u975e\u8ab2\u7a0e\uff09<\/li>\n<\/ul>\n<p><strong>30\u5e74\u9593\u306e\u7dcf\u7bc0\u7a0e\u52b9\u679c<\/strong><\/p>\n<ul>\n<li>\u62e0\u51fa\u6642\u7bc0\u7a0e\uff1a18\u4e07\u5186 \u00d7 30\u5e74 = 540\u4e07\u5186<\/li>\n<li>\u904b\u7528\u76ca\u975e\u8ab2\u7a0e\u52b9\u679c\uff1a\u7d04223\u4e07\u5186<\/li>\n<li>\u5408\u8a08\u7bc0\u7a0e\u52b9\u679c\uff1a\u7d04763\u4e07\u5186<\/li>\n<\/ul>\n<h2>iDeCo\u306e\u30c7\u30e1\u30ea\u30c3\u30c8\u3068\u6ce8\u610f\u70b9<\/h2>\n<p>iDeCo\u306f\u975e\u5e38\u306b\u304a\u5f97\u306a\u5236\u5ea6\u3067\u3059\u304c\u3001\u3044\u304f\u3064\u304b\u6ce8\u610f\u3059\u3079\u304d\u70b9\u3082\u3042\u308a\u307e\u3059\u3002<\/p>\n<h3>\u539f\u524760\u6b73\u307e\u3067\u5f15\u304d\u51fa\u305b\u306a\u3044<\/h3>\n<p>\u3053\u308c\u306fiDeCo\u306e\u6700\u5927\u306e\u30c7\u30e1\u30ea\u30c3\u30c8\u3067\u3059\u3002\u4e00\u5ea6\u62e0\u51fa\u3057\u305f\u8cc7\u91d1\u306f\u3001\u539f\u5247\u3068\u3057\u306660\u6b73\u306b\u306a\u308b\u307e\u3067\u5f15\u304d\u51fa\u3059\u3053\u3068\u304c\u3067\u304d\u307e\u305b\u3093\u3002\u305d\u306e\u305f\u3081\u3001\u751f\u6d3b\u8cc7\u91d1\u3092\u5727\u8feb\u3057\u306a\u3044\u7bc4\u56f2\u3067\u62e0\u51fa\u3059\u308b\u3053\u3068\u304c\u91cd\u8981\u3067\u3059\u3002<\/p>\n<h3>\u5404\u7a2e\u624b\u6570\u6599\u304c\u304b\u304b\u308b<\/h3>\n<p>iDeCo\u306b\u306f\u4ee5\u4e0b\u306e\u3088\u3046\u306a\u624b\u6570\u6599\u304c\u304b\u304b\u308a\u307e\u3059\uff1a<\/p>\n<ul>\n<li>\u52a0\u5165\u6642\uff1a2,829\u5186\uff08\u521d\u56de\u306e\u307f\uff09<\/li>\n<li>\u53e3\u5ea7\u7ba1\u7406\u624b\u6570\u6599\uff1a\u6708\u984d171\u5186\uff08\u56fd\u6c11\u5e74\u91d1\u57fa\u91d1\u9023\u5408\u4f1a\u5206\uff09<\/li>\n<li>\u904b\u55b6\u7ba1\u7406\u6a5f\u95a2\u624b\u6570\u6599\uff1a\u91d1\u878d\u6a5f\u95a2\u306b\u3088\u308a\u7570\u306a\u308b\uff08\u7121\u6599\uff5e\u6708\u984d\u6570\u767e\u5186\uff09<\/li>\n<li>\u4fe1\u8a17\u5831\u916c\uff1a\u9078\u629e\u3059\u308b\u904b\u7528\u5546\u54c1\u306b\u3088\u308a\u7570\u306a\u308b<\/li>\n<\/ul>\n<p>\u79c1\u304c\u3088\u304f\u304a\u4f1d\u3048\u3059\u308b\u306e\u306f\u3001\u300c\u624b\u6570\u6599\u306e\u5b89\u3044\u91d1\u878d\u6a5f\u95a2\u3092\u9078\u3076\u3053\u3068\u304c\u91cd\u8981\u300d\u3068\u3044\u3046\u3053\u3068\u3067\u3059\u3002\u6708\u984d\u6570\u767e\u5186\u306e\u9055\u3044\u3067\u3082\u300130\u5e74\u9593\u3067\u306f\u5927\u304d\u306a\u5dee\u306b\u306a\u308a\u307e\u3059\u3002<\/p>\n<h3>\u5143\u672c\u5272\u308c\u306e\u30ea\u30b9\u30af<\/h3>\n<p>\u904b\u7528\u5546\u54c1\u306b\u3088\u3063\u3066\u306f\u5143\u672c\u5272\u308c\u306e\u30ea\u30b9\u30af\u304c\u3042\u308a\u307e\u3059\u3002\u305f\u3060\u3057\u3001\u5b9a\u671f\u9810\u91d1\u306a\u3069\u306e\u5143\u672c\u78ba\u4fdd\u578b\u5546\u54c1\u3082\u9078\u629e\u3067\u304d\u308b\u306e\u3067\u3001\u30ea\u30b9\u30af\u3092\u53d6\u308a\u305f\u304f\u306a\u3044\u65b9\u306f\u305d\u3061\u3089\u3092\u9078\u3076\u3053\u3068\u3082\u53ef\u80fd\u3067\u3059\u3002<\/p>\n<h2>iDeCo\u904b\u7528\u5546\u54c1\u306e\u9078\u3073\u65b9<\/h2>\n<h3>\u904b\u7528\u5546\u54c1\u306e\u7a2e\u985e<\/h3>\n<p>iDeCo\u3067\u9078\u629e\u3067\u304d\u308b\u904b\u7528\u5546\u54c1\u306f\u5927\u304d\u304f2\u3064\u306b\u5206\u304b\u308c\u307e\u3059\uff1a<\/p>\n<ul>\n<li><strong>\u5143\u672c\u78ba\u4fdd\u578b\u5546\u54c1<\/strong>\uff1a\u5b9a\u671f\u9810\u91d1\u3001\u4fdd\u967a\u5546\u54c1\u306a\u3069<\/li>\n<li><strong>\u5143\u672c\u5909\u52d5\u578b\u5546\u54c1<\/strong>\uff1a\u6295\u8cc7\u4fe1\u8a17\uff08\u56fd\u5185\u5916\u306e\u682a\u5f0f\u3001\u50b5\u5238\u306a\u3069\uff09<\/li>\n<\/ul>\n<h3>\u5e74\u4ee3\u5225\u304a\u3059\u3059\u3081\u914d\u5206<\/h3>\n<p><strong>20\u301c30\u4ee3\u306e\u65b9<\/strong><\/p>\n<ul>\n<li>\u682a\u5f0f\u578b\u6295\u8cc7\u4fe1\u8a17\uff1a70\u301c80%<\/li>\n<li>\u50b5\u5238\u578b\u6295\u8cc7\u4fe1\u8a17\uff1a20\u301c30%<\/li>\n<li>\u7406\u7531\uff1a\u904b\u7528\u671f\u9593\u304c\u9577\u3044\u305f\u3081\u3001\u591a\u5c11\u306e\u30ea\u30b9\u30af\u3092\u53d6\u3063\u3066\u6210\u9577\u3092\u72d9\u3046<\/li>\n<\/ul>\n<p><strong>40\u301c50\u4ee3\u306e\u65b9<\/strong><\/p>\n<ul>\n<li>\u682a\u5f0f\u578b\u6295\u8cc7\u4fe1\u8a17\uff1a40\u301c60%<\/li>\n<li>\u50b5\u5238\u578b\u6295\u8cc7\u4fe1\u8a17\uff1a30\u301c40%<\/li>\n<li>\u5143\u672c\u78ba\u4fdd\u578b\u5546\u54c1\uff1a10\u301c20%<\/li>\n<li>\u7406\u7531\uff1a\u30ea\u30b9\u30af\u3068\u30ea\u30bf\u30fc\u30f3\u306e\u30d0\u30e9\u30f3\u30b9\u3092\u91cd\u8996<\/li>\n<\/ul>\n<p><strong>50\u4ee3\u5f8c\u534a\u301c60\u4ee3\u524d\u306e\u65b9<\/strong><\/p>\n<ul>\n<li>\u682a\u5f0f\u578b\u6295\u8cc7\u4fe1\u8a17\uff1a20\u301c40%<\/li>\n<li>\u50b5\u5238\u578b\u6295\u8cc7\u4fe1\u8a17\uff1a30\u301c50%<\/li>\n<li>\u5143\u672c\u78ba\u4fdd\u578b\u5546\u54c1\uff1a20\u301c40%<\/li>\n<li>\u7406\u7531\uff1a\u5b89\u5b9a\u6027\u3092\u91cd\u8996\u3057\u3001\u53d7\u7d66\u6642\u671f\u306b\u5099\u3048\u308b<\/li>\n<\/ul>\n<h2>iDeCo\u91d1\u878d\u6a5f\u95a2\u306e\u9078\u3073\u65b9<\/h2>\n<p>iDeCo\u3092\u59cb\u3081\u308b\u969b\u306b\u91cd\u8981\u306a\u306e\u304c\u91d1\u878d\u6a5f\u95a2\u9078\u3073\u3067\u3059\u3002\u4ee5\u4e0b\u306e\u30dd\u30a4\u30f3\u30c8\u3092\u30c1\u30a7\u30c3\u30af\u3057\u307e\u3057\u3087\u3046\u3002<\/p>\n<h3>\u904b\u55b6\u7ba1\u7406\u624b\u6570\u6599<\/h3>\n<p>\u591a\u304f\u3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